Guides · At possession
At possession · 4 min readNo-Dues & Final Dues at Handover
Reviewed against MahaRERA rules · Informational, not legal advice
The short version: Builders often raise a final demand at possession — sometimes for charges that aren't actually due. Reconcile the account and get a no-dues certificate before you sign.
Before you settle
1
Match the final demand to your agreement
Check every line against the registered agreement and the original cost sheet.
2
Question new or inflated charges
Anything that wasn't in the agreement needs a clear, justified basis.
3
Don't pay taxes twice
Ensure GST, stamp duty or registration you've already paid isn't charged again.
4
Pay only what's due, traceably
By bank transfer, with a receipt — never the disputed extras just to get the keys.
5
Get a no-dues certificate
A written final-settlement / no-dues note protects you later.
What to watch for
- “Future maintenance” lumped into your final dues.
- Charges appearing for the first time at handover.
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This guide is general information to help you ask better questions — it is not legal advice, and it doesn't replace your own advocate or the official MahaRERA portal. Rules, rates and builder practices vary; always verify against the current MahaRERA record and your project's documents before acting.