Guides · If it's delayed
If it's delayed · 4 min readSection 18: Possession-with-Interest vs Refund
Reviewed against MahaRERA rules · Informational, not legal advice
The short version: When possession is delayed, Section 18 gives you two paths. The right one depends on whether you still want the home — and on how the project is really doing.
Possession + interest
You stay in the project and claim interest for every month of delay. This is common when construction is genuinely progressing and you still want the home.
Withdrawal + refund + interest
You exit and get your money back, with interest. This is often stronger when the project is stalled, the registration has lapsed, or you've simply lost trust in the builder.
To choose, weigh the construction progress, the RERA status and your own timeline — and run both outcomes on the calculator so you're deciding with numbers, not guesswork.
What to watch for
- Withdrawing from a project that's genuinely about to deliver.
- Staying in one that has effectively stopped.
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This guide is general information to help you ask better questions — it is not legal advice, and it doesn't replace your own advocate or the official MahaRERA portal. Rules, rates and builder practices vary; always verify against the current MahaRERA record and your project's documents before acting.